Why would someone’s occupation affect their car insurance premium?
Occupations are rated on a risk scale, with some jobs being high risk and some much more safe. By ‘risk’ we take into account how the car is likely to be used in regards to the occupation, where it is likely to be parked and at what times it is likely to be driven.
One extreme of this is a Premiership Footballer; currently one of the highest risk occupations in the UK. Apart from constantly being in the public eye, the player would use the car to get to training and matches, and could be targeted by rival fans.
On the other side of the coin, an administration work may use the car to get to work only 5 days a week, and may have a secure place to park it.
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