P
Personal Lines of Business
This refers to any insurance policy taken out by an individual in his/her private capacity, normally car home and travel insurance.
Policy
The insurance document providing full details of the contract between the insurer and the policyholder.
Policyholder
This is the person to which the insurer issues the policy. It normally also means the person to whom benefits are payable.
Premium
The amount paid by the policyholder for insurance.
Proposal Form
This is an application for insurance cover.
Proposer
This is the person or company who applies to take out insurance.
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