Insurance for Provisional Licence Holders - When learning to drive in your own car, insurance should be your main consideration. By getting insurance yourself, you will start to build up no claims bonus discount. So after a year, no matter if your licence is full or not, you could have a years no claims bonus which could earn you up to 20% off the next annual premium.
Holding a provisional licence doesn’t necessarily mean bigger insurance quotes. Some insurers will issue a discount as being a provisional holder means you should always have experienced tuition and guidance in the vehicle. Also, if you have been a learner driver for a number of years, this may appear to be a better risk than holding a full licence for a few days.
If your parent or guardian this going to drive with you throughout your learning stage, you may wish to consider placing them on the policy as well, so that they have the same level of cover incase they need to take over.
We will run all of these details past our panel of around 50 insurers, so you will be able to find a great option for you, and start to build up your no claims bonus.
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