Shopping for student insurance - When looking for car insurance, everyone wants the best price they can find. Here are several tips at ways that could improve your quote. You must be 100% correct when completing a quote as any incorrect answers could invalidate your policy.
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Shop Around! There is no better advice than to get plenty of quotes. The Student
Motor Quote Company is a decent place to start, we will check 30 insurance companies
for you.
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In the long term there is no substitute for building a no claims bonus. Not only are
the percentage discounts huge (starting at 30%) but by not having a no claims there
are automatically insurance schemes that will not offer you a quote.
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Have a look at a voluntary excess. Be warned though as a young driver, your
excess is likely to already be high, don't take on an excess you cannot pay in the event
of a claim.
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Try not to contemplate modifying your car, insurance companies in general charge
much more for modifications.
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Install a Thatcham approved alarm. If you do this, often you will save in the region
of 10%. However make sure the device is professionally installed otherwise your
insurance company may not recognise it.
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Can you park your car off road or in a garage, this could help reduce the premium
by around 5%
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If you have a low annual mileage then you may qualify for a discount. Do not be
tempted to deliberately underestimate your mileage though.
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Consider your cover - Third Party only, Third Party Fire and Theft and Comprehensive
cover are all priced differently - get quotes for all. You would be surprised that
sometimes The Student Motor Quote Company offers cheaper third party fire and theft
quotes than third party only because of the number of insurers willing to offer the
extra cover.
-When choosing a car, the lower the engine capacity, generally, the lower your premium
will be. Get quotes online for lots of different cars you don't need a registration
number with The Student Motor Quote Company to get a quote.
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